Loans

Conditions for obtaining a personal loan

Be an employee in the government sector, the private sector or one of our approved companies (according to the terms of the product).
Without the transfer of salary with the insurance of one or more government sponsors according to the duration of the loan
The monthly installment must not exceed 40% of the monthly income
* Ashur Bank reserves the right to refuse or accept any application according to its approved policies

1. Personal loan for employees of the government sector in Karbala and Basrah governorate:
Ashur Bank has sought to provide the best financial and banking services to meet personal needs through the introduction of various programs and banking products with unique advantages and easy and easy conditions to achieve ambition and dreams become reality. The personal loan product is a personal loan to finance the immediate needs of individuals (personal and consumer) and for various purposes:

Marriage purposes

Travel purposes

To cover the immediate and consumer needs.

 For educational purposes

For restoration and maintenance purposes

To buy furniture and electrical appliances

Personal to buy a vehicle.

2. Personal loan for converted salaries:
Loan term: up to 60 months.

Competitive rate of interest (as agreed with the payer).

Maximum 25 million dinars.

The debt is 50% of the monthly salary of the employee.

Guarantees: Transferred Salary (Terms and Conditions apply).

3. Loan of the golden losers:
Is a personal loan to finance the personal and private needs of individuals by guaranteeing the golden rewards of private and public sector employees
Without the need to transfer salary
The financing ratio is 50% (of the value of estimated losses without drafting)

4. Tourism and Travel Loan:

Which is a personal loan to finance the needs of the temporary tickets and the cost of tourism trips through a company across the distances where the proportion of funding to 90% of the company's bid to a maximum of 5 million dinars
Loan period is one year

* Ashur Bank reserves the right to refuse or accept any application according to its approved policies